An emergency that happens in your life today can very easily cost more than $1,000. That’s why you need more than that. I feel way more comfortable always having 1 month of expenses and then slowly getting up to 3 months of expenses. My minimums on my student loans alone are more than $1,000. If I lost my job, I wouldn’t be able to even pay my minimums. How much do you have in your emergency fund while paying off debt?
Posted at: 2019-06-29 00:05:10
What are the costs and fees for a payday loan?
Payday loans generally charge a percentage or dollar amount per $100 borrowed. The amount of this fee might range from $10 to $30 for every $100 borrowed, depending on your state law and the maximum amount your state permits you to borrow. A fee of $15 per $100 is common. This equates to an annual percentage rate of almost 400% for a two-week loan. So, for example, if you need to borrow $300 before your next payday, it would cost you $345 to pay it back, assuming a fee of $15 per $100.
D E B T F R E E D E G R E E || I totally remember what it was like to believe there was no way to get an education (or pay for anything expensive in life) without putting it on a credit card, taking out loans and piling up debt.
Once I started learning about all the different things people could do to graduate debt-free, I knew it didn’t make sense to pay for college any other way.
Student loans are N O T a wise path to get a degree. Not only do they weigh you down financially, they weigh you down personally and emotionally.
We have to change the mindset that a degree = debt.
Drop a “💯💯” if you agree!
I honestly couldn’t believe it.
I never really thought I would make an income from my “side hustle” until Chris and I were reviewing our finances the other day.
It’s been few months since I started coaching - basically I’m an accountability partner for not only myself but also other women on their own health + fitness journey. I started because:
✔️I knew I loved cheering other women on
✔️I loved the routine I had (created by professional trainers) + wanted to share it with likeminded women
✔️I craved something to occupy my “free time” while I finished school - I was getting antsy + anxious the closer I got to graduation. (eep! less than 1 month to go!)
Crazy all that it’s turned into along this short way. These ladies are my sisters, + their progress both internally & externally is inspiring. (Shout out to my girls!!). I show up for them every week and for the coaches I mentor, and to me THIS is the fun part of the “job,” but this week, with a big move coming up, I reflected on everything financially this opportunity has brought me in these few short months:
I’ve been able to:
- get my nails done
- get sweet green on a weekly basis guilt free
- put money aside for loan repayment
- buy a [used] car
- rent a car for job interviews
- contribute toward my rent
- start paying for my wedding
- allow me to sublet a NYC apartment for a few weeks
As a student with a lot of debt (that I can’t wait to start paying back hallelujah), this opportunity has been life-changing for my sanity this year, and I only wish I had started sooner.
I rarely talk about the monetary aspect of this “thing” I do, but honestly I felt like I needed to share it, because for students like me - it does mean something, and it does make a difference, big or small.
Yes, it takes work, a passion for helping others + a love for health + fitness. If you like the hustle & want to see where this opportunity might take you - you know where to find our team ⬇️
[click the link in my bio: Health + Fitness Mentorship]
*Women, 18+, US, UK, CAN only*
When I listen to fear and doubt you just haven’t figured it out . #keepgoing
Posted at: 2019-06-13 01:42:22
@easymoneysniper; This video can’t describe moving up in the ranks and what you experience better; in any form. Everything is wrong, nothing but negativity, Nothing but denial. I just smile and show love. 💙 Adversity in life should only give you hope and confirm that you have opportunity to do great things, and anyone great is no one special, they just never stopped until they lived the life they want to, the way they want to live, how they want to live, when want to live, and with whom they want to live. #nike
Posted at: 2019-06-16 12:11:07
Don’t be afraid to partner ... To Build Fortune 500 companies practice partnership.
Posted at: 2019-06-21 19:33:10
🤬 STUDENT LOANS || There are currently 44 million individuals who owe over $1.5 trillion in student loan debt. Student loan debt is standing in the way of homeownership and saving for major life goals. There's no argument that this is a NATIONAL CRISIS that needs a solution.
Studies show that student loan debt weighs more heavily on minorities. An estimated 86.8% of black students borrow federal student loans to attend a four-year public college, as opposed to 59.9% of white students, according to the National Center for Education Statistics (NCES).
Here is the TRUTH... ALL students can go to school without taking out student loans, and I wrote the book on how to do it. It's called... "𝑫𝑬𝑩𝑻 𝑭𝑹𝑬𝑬 𝑫𝑬𝑮𝑹𝑬𝑬" and it's coming out this fall.
I need your help, I want you to vote on which book cover design you like the most. Click the link in bio.
يعلن #مصرف_الرافدين عن البدء بمنح #قروض_السيارات وبدون كفيل ضمن المشروع الوطني للاقساط ولكافة #المتقاعدين و #الموظفين الموطنة رواتبهم لدى المصرف الكترونيا , سارع للتقديم من اقرب فرع , للتأكد من الشمول وانواع السيارات يرجى زيارة الرابط التالي:
Y’all don’t hear me though. Will y’all listen to Mr. Wonderful? 😂 Shiiiiidddd, I’m always looking for skilled trades folks and so is every investor I know 🤷🏾♀️. Eff that debt! 🗣 And to my brothers & sisters reading this in prison right now on a contraband phone...gone & learn a trade while you sit so we can get busy when you come home 🦍. When I retire, I’m going to carpentry school lol.
Going to college isn’t the only way to get rich, Kevin O’Leary says.⠀
“I don’t recommend college for everybody,” O’Leary tells @cnbcmakeit. “The fact is, there’s a lot of trade schools that would help you make a lot more money.⠀
The best way to think about school is to figure how much debt you’ll incur and how you plan to use your education to pay that off, O’Leary previously told CNBC Make It. “You have to think about education as an investment because it’s going to cost you money and it’s going to create debt for you in many cases.”⠀
“Be a plumber, they get rich,” he says. “Everybody has to have a plumber, even in a recession.”⠀
Do your “prospects“ acknowledge that you can solve their problem?
Making a sale isn’t simply selling a rate or a home; it’s also selling the solution for your client. Your prospect may acknowledge how great your rates, programs, or listings are, but if they haven’t wrapped their minds about the solution you provide, they aren’t fully invested.☹️ Qualified leads fully understand the solution your product or service provides. Anyone else isn’t in the right place, “mentally or emotionally”, to make a purchase decision.
If you answered “No” or “I’m not sure” to any of these, you should remove that person from your list of “qualified leads”. Either you didn’t solve the problem or allow the client to see the “value” in what your services have to offer.
They’re no longer a “qualified lead”. It may stink eliminating these leads, but it’ll be worth it once you convert the majority of who’s left.✍🏼👍🏼